Bruce hails players and discusses Birmingham return

first_imgEmbed from Getty ImagesAston Villa boss Steve Bruce praised his players for seeing out a victory over Fulham – and then turned his attentions to the local derby with his former club Birmingham.Bruce has picked up seven points from his first three matches in charge, which began with a 1-1 draw at home to Wolves last weekend.Following Tuesday night’s win at Reading, Jonathan Kodjia took advantage of a David Button error to see off the Whites at Villa Park and clinch back to back victories for the first time since April 2015.“I’m delighted for the players because a week ago they were quiet. We’ve just tried to breathe a bit of life back into them,” Bruce said“I think it’s fair to say we can only get better. We’ve got to still improve.“We were better in the second half [against Fulham], we went 10 yards further up the pitch.“Fulham are a good side. They were unbeaten away from home and you can see why. They didn’t really cause us any problems defensively but they keep the ball in deep areas.”Bruce, who managed Birmingham between 2001 and 2007, returns to St. Andrews with Villa next Sunday.“It should be a nice, quiet affair. I’m sure I’m going to be welcomed with open arms!” he joked.“It’s a special occasion in the second city. I don’t think it’s happened for five years.” See also:Fulham lose at Villa after Button error  Ads by Revcontent Trending Articles Urologists: Men, Forget the Blue Pill! This “Destroys” ED x ‘Genius Pill’ Used By Rich Americans Now Available In Netherlands! x One Cup of This (Before Bed) Burns Belly Fat Like Crazy! x Men, You Don’t Need the Blue Pill if You Do This x What She Did to Lose Weight Stuns Doctors: Do This Daily Before Bed! x Drink This Before Bed, Watch Your Body Fat Melt Like Crazy x Follow West London Sport on TwitterFind us on Facebooklast_img read more

Humboldt B52s open practice with season opener just a few days away

first_imgEUREKA >> It was a leisurely afternoon chat in Eureka with skipper Scott St. John, half an hour before the Humboldt B52s took the field in gray and blue for this first time this year.“You’ll find out today, everyone’s feeling pretty high. A lot of work’s gone in on field improvements so this year we can focus on playing some baseball,” St. John said. “For me, every season, I like meeting new players. The young guys, the new guys; we have a lot of local guys making up our roster.”Mainstays …last_img read more

South Africa’s miracle health train

first_imgPatients await treatment on the Phelophepa primary healthcare train. During its annual nine-month journey, the train stops for a week at each of its 36 destinations. (Image courtesy of Roche) The train brings healthcare deep into some of South Africa’s most remote rural areas.(Image courtesy of Roche) Janine ErasmusFor 14 years thousands of people from some of South Africa’s most remote and underprivileged communities have received essential health services from Phelophepa, known as the “miracle health train”. Travelling around South Africa between January and September each year, Phelophepa brings primary healthcare to people in rural areas, where there is little or no access to national health services. It reaches 45 000 individuals at 36 destinations every year.Phelophepa, a combination of the Sesotho and Setswana languages, means “good clean health”. Since its inception in 1994 it has delivered just that to over 500 000 South Africans during its journey of over 150 000km. Services on offer include cancer screening and education clinics; psychology, optometry and dental clinics; and diabetes, prostate and PAP smear testing services. The train also has a pharmacy on board.Phelophepa is an initiative of the Transnet Foundation, the corporate social investment (CSI) arm of the state-owned transport and logistics organisation. The Transnet Foundation has named health as one of its five primary areas of focus – the others are education, arts and culture, sport and under-utilised assets. The train is the flagship of the foundation’s health division and is viewed as one of the most successful CSI projects not only for Transnet, but for the country as a whole.The project is such a success that Transnet has agreed to fund a second Phelophepa. Currently under construction, it should be operational by the end of 2008.Dr Lillian Cingo is the manager of Phelophepa, while Transnet veteran of 30 years Lynette Coetzee is the project manager. Cingo, who has been with Phelophepa since 1995, trained as a nurse and midwife in South Africa and studied further in England in neurosurgery, tropical medicine, and HIV/Aids counselling. She has also completed a master’s degree in counselling psychology.Humble beginningsOn 10 January 1994 a modest three coaches, rebuilt from redundant stock, took to the rails. Initially there was only an eye clinic on board but today Phelophepa comprises 16 carriages, is 339m long and weighs just over 600 tons. There are four additional clinics – the Roche health clinic, the Colgate dental clinic, a psychology clinic, and the Canon Collins Educational Trust for Southern Africa (UK) Edu-clinic. Both Roche and Colgate are founder sponsors.The Canon Collins Trust has supported the Edu-Clinic programme for over a decade. The trust was set up in the 1960s by anti-apartheid activist Canon John Collins. It was banned by the apartheid regime because it paid for legal costs and supported the families of those targeted by the government for anti-apartheid activities. The trust also helped South African and Namibian political refugees with education in the UK, education they were denied in their home countries.The aim of the Edu-Clinics is to educate up to 25 people from each destination in basic healthcare and hygiene. Communities nominate people for a five-day course that covers topics as diverse as family planning, nutrition and disease symptoms. After a week the attendees are equipped to play a role in improving the health of their communities after the train has departed.Desperate for healthcareDuring its annual nine-month journey Phelophepa spends a week in each place. Many of these areas have no access to even the most basic healthcare services and, once the word has gone out that Phelophepa is on its way, people resolve to do anything it takes to receive treatment. According to the Canon Collins Trust, patients have been known to walk up to 32km to join queues of thousands. Some have waited for two or three days to be seen. “If a bus full of people arrive and it’s their only chance to see a doctor but we are fully booked up, I have a meeting with my staff to ask them ‘What can we do for these people?’” said Cingo in a speech to the London branch of Initiatives of Change in November 2007. “It’s about working together and teamwork. I’m not there, doing all this good work on my own!”Patients do not pay for medical examinations but they are charged a very small fee for other services such as spectacles or tooth extractions. According to Cingo, most people insist on paying – this allows them to keep their dignity.Essential healthcare servicesPhelophepa is not a travelling hospital – it offers basic healthcare. In addition to the pharmacy and clinics, it contains an admin office, a telecommunications control room, a dining coach and kitchen coach, its own power car that provides electricity when the train is stationary, a laundry coach, a storage coach with workshop, and four sleeper coaches that can accommodate 47 people. Twenty professional medical staff members live on the train while it travels.The train offers practical experience for up to 36 final-year and postgraduate students from various disciplines. Senior medical students serve for two weeks at a time. Valuable training is also given to hospitality students, all of whom are supervised by former Blue Train chef Colin Boucher. During the remaining three months of the year Phelophepa undergoes maintenance while the students write exams.Transnet contributes about two-thirds of Phelophepa’s running costs. The rest comes from corporate sponsors, individuals and charities such as the Friends of the Phelophepa Train, which has chapters in four countries. Archbishop Desmond Tutu and his wife Leah are staunch supporters of Phelophepa, and Leah serves on the board of the American chapter of Friends of the Phelophepa Train.Related articlesHealthcare in South AfricaUseful linksPhelophepaTransnet FoundationDepartment of HealthThe Canon Collins TrustANC tribute to Canon CollinsRocheColgateInitiatives of Change Internationallast_img read more

Navigating intrafamily loans

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Brian E. RavencraftIf a relative needs financial help, offering an intrafamily loan might seem like the most gracious route to take. But, if not handled properly, such loans can carry substantial negative tax consequences — such as unexpected taxable income, gift tax or both. Here are some things to ponder before lending a helping hand:1.      Everything should be documented. To avoid undesirable tax consequences, one thing you’ll need to do is show that the loan was bona fide. Doing so should include documenting evidence of:  the amount and terms of the debt,  interest charged,  fixed repayment schedules,  collateral,  demands for repayment, and  the borrower’s solvency at the time of the loan and payments made.Be sure to make your intentions clear. Help avoid loan-related misunderstandings by documenting the loan and all payments received.2.      Plan to collect repayment. Even if you think you may end up forgiving the loan, ensure the borrower makes at least a few payments. By having some repayment history, you’ll make it harder for the IRS to argue that the loan was really an outright gift. Do some soul searching before giving the loan. If the would-be borrower has no realistic chance of repaying a loan, don’t make it. If you’re audited, the IRS is sure to treat such a loan as a gift.3.      Charge interest if the loan exceeds a certain amount. If you lend more than $10,000 to a relative, charge at least the applicable federal interest rate (AFR). The interest on the loan will be taxable income to you. (If no or below-AFR interest is charged, taxable interest is calculated under the complicated below-market-rate loan rules.) However, if no or below-AFR interest is charged, all of the forgone interest over the term of the loan may have to be treated as a gift in the year the loan is made.4.      Know about gift tax exclusion. Let’s look at an example. If you help a relative buy a house but don’t want to use up any of your lifetime estate and gift tax exemption, make the loan, charge interest and then forgive the interest, the principal payments or both each year under the annual gift tax exclusion. For 2016, you can forgive up to $14,000 per borrower ($28,000 if your spouse joins in the gift) without paying gift taxes or using any of your lifetime exemption. But you will still have interest income in the year of forgiveness.5.      Forgive or take action. If an intrafamily loan that you intended to collect is in default, don’t sit by hoping payments will begin to appear. To prove this was a legitimate loan that went south, you’ll need to take legal action to move toward collection. If you know you’ll never collect but don’t want to get lawyers involved, begin forgiving the loan using the annual gift tax exclusion, if possible.It is always a smart idea to discuss the specifics of an intrafamily loan with a trusted advisor before opening your checkbook. Don’t let your good intentions place you in the path of tax issues. If executed correctly, you can be of help to your loved one while protecting your own interest. As always, give me a call if you have any questions. I am always happy to help. Brian E. Ravencraft, CPA, CGMA is a Principal with Holbrook & Manter, CPAs. Brian has been with Holbrook & Manter since 1995, primarily focusing on the areas of Tax Consulting and Management Advisory Services within several firm service areas, focusing on agri-business and closely held businesses and their owners. Holbrook & Manter is a professional services firm founded in 1919 and we are unique in that we offer the resources of a large firm without compromising the focused and responsive personal attention that each client deserves. You can reach Brian through or at [email protected]last_img read more

Injured Darren Collison misses 1st game after 71 starts for Pacers

first_imgPrivate companies step in to help SEA Games hosting Don’t miss out on the latest news and information. Indiana Pacers guard Darren Collison, right, drives the lane past Denver Nuggets forward Mason Plumlee during the first half of an NBA basketball game Saturday, March 16, 2019, in Denver. (AP Photo/David Zalubowski)LOS ANGELES— Darren Collision missed his first game of the season for the Indiana Pacers because of a right quad contusion.The guard had started all 71 games until sitting out Tuesday night against the Clippers in Los Angeles.ADVERTISEMENT Wintry storm delivers US travel woes before Thanksgiving Bloomberg: US would benefit from more, not fewer, immigrants LATEST STORIES Sports Related Videospowered by AdSparcRead Next MOST READ Google Philippines names new country director Doc Rivers denies Lakers coaching rumors Trump tells impeachment jokes at annual turkey pardon event Cory Joseph started in his place. The Pacers bowed to the Clippers, 115-109.Pacers coach Nate McMillan says Collison got hurt Monday night in a 106-98 loss at Portland. He thinks the injury occurred on a drive to the basket, when he got kneed.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesSPORTSSingapore latest to raise issue on SEA Games food, logisticsCollison complained of soreness and didn’t feel that he could play in the second game of the back-to-back.The 10-year veteran out of UCLA is averaging 11.3 points and 6.0 assists. SEA Games hosting troubles anger Duterte PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Miguel Romero Polo: Bamboo technology like no other Colombia protesters vow new strike after talks hit snag View commentslast_img read more

PBA D-League: Diliman College-Gerry’s routs Wangs to stay in playoff hunt

first_imgView comments Private companies step in to help SEA Games hosting DA eyes importing ‘galunggong’ anew LATEST STORIES Don’t miss out on the latest news and information. Philippine Arena Interchange inaugurated SEA Games hosting troubles anger Duterte Hontiveros presses for security audit of national power grid PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss It was Wangs’ third straight defeat to sink to 3-4.The Scores:DILIMAN-GERRY’S 108 — Gandjeto 33, Balagtas 20, Brutas 19, Bauzon 13, Mahari 9, Cabanag 5, Torrado 4, Darang 3, Sombero 2, Bonsubre 0, Enriquez 0, Brill 0, Ngo 0, Tay 0, Salazar 0.WANGS 95 — Inigo 33, Tolentino 16, Vito 8, Lim 8, Bulawan 7, Estrella 6, Tongco 5, De Mesa 5, Wong 5, Santos 2, Brojan 0, Lucas 0, Ilac 0, Evangelista 0, Singontiko 0.Quarters: 25-16, 53-34, 78-65, 108-95.ADVERTISEMENTcenter_img Tim Cone wishes Magnolia luck vs powerhouse San Miguel: ‘If anyone can, you guys can’ MOST READ Panelo: Duterte ‘angry’ with SEA Games hosting hassles Duterte wants probe of SEA Games mess Cayetano: Senate, Drilon to be blamed for SEA Games mess Sports Related Videospowered by AdSparcRead Next “The way we’re playing, we’re starting to pick up. I think we can show some more and play good basketball,” he said.Beninese big man Kevin Gandjeto stuffed the stat sheet with 33 points, 17 rebounds, three steals and two blocks forFEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesSPORTSSingapore latest to raise issue on SEA Games food, logisticsJoseph Brutas drained 19 points built on six triples, while Marco Balagtas recorded a double-double of 20 points and 11 rebounds.Axel Inigo poured 33 points and five rebounds in the losing effort for the Couriers, while Arvin Tolentino had 16. Kevin Gandjeto. PBA IMAGESMANILA, Philippines– Diliman College-Gerry’s Grill bolstered its playoff hopes with a 108-95 drubbing of Wangs Basketball Tuesday in the 2019 PBA D-League at JCSGO Gym in Cubao.The Blue Dragons, who led by as much as 23, fended off a third-quarter fightback from the Couriers en route to the win for a 3-3 record to stay in the hunt for the top four of the Foundation Group.ADVERTISEMENTlast_img read more

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