Keen to move to managerial role

first_imgI am currently an HR adviser and keen to move into an HR manager role. Whatinfor-mation should I include on my CV to make the best first impression? Johanna Simons, consultant, Macmillan Davies Hodes You are obviously already aware that your CV is the most important documentto make a first impression when contacting a prospective employer. To getnoticed, it must be presentable and interesting with the objective ofconvincing employers that you have the skills, experience and compatibility todo the job. Your CV will set the agenda for the interview, so ensure that it isachievement-orientated, as this will also remind the interviewer what you canoffer their organisation. If you are looking for a promotion to manager level,you should include areas such as previous management responsibility, projectsyou have led or been involved with, deputising experience, budgetresponsibility, and the level of interface you had with your clients. Keep it simple, using headings and bullet points to focus on keyinformation. It is essential to include your personal details, career historyincluding responsibilities and achievements, education and qualifications, andI also recommend that you add some personal information and a personal profile.Victoria Wall, managing director, Victoria Wall Associates To make this move you should highlight the experience on your CV mostrelevant to the new role. If you are CIPD qualified, this should be made clearearly on in your CV together with any other relevant qualifications. Highlight any key responsibilities and initiatives you have implemented andexpand upon the management side of your role, particularly with regards to anysupervisory responsibilities or leadership roles you have taken on. List allthe areas of HR that you have advised on and who your internal client group is.You should also include details of any relevant training courses andseminars that you have attended. Your CV should focus on the project andmanagement sides of your role, rather than the administrative areas. Peter Sell, joint managing director, DMS Consultancy The most important information a prospective employer is looking for is yourHR experience. They will be particularly interested in the level at which youhave been working. If you take recruitment and selection as an example, ensure you highlightvacancies at management level, rather than the admin you have been involved in.Give examples of any projects that are not normally part of an HR adviser’sjob. Do not just list responsibilities, write your activities as achievements. If you have staff working for you, include numbers and levels. Have you beenable to demonstrate an innovative approach to an issue in your organisation? Ifso, add this to your list of achievements. Finally, remember to list jobs first, starting with your current one,followed by your highest qualifications. If you have CIPD membership orrelevant training, then include that after your job history. Comments are closed. Keen to move to managerial roleOn 24 Sep 2002 in Personnel Today Previous Article Next Article Related posts:No related photos.last_img read more

Agents dropping sales commission to half a percent to attract buyers

first_imgHome » News » Agents dropping sales commission to half a percent to attract buyers previous nextAgents dropping sales commission to half a percent to attract buyersClaim is made by Russian property investment portal in comparative study of agent commissions around the world.Nigel Lewis30th October 201701,692 Views Estate agents in the UK are cutting back their sales commission to as little as 0.5% in a bid both to compete with online agents and fight for diminishing sales instructions, it has been revealed.The figures come from research by international property portal Tranio, which also puts the UK at No.17 in the world ranking of agent commissions.The company says it found that although the claimed average commission scheme for the UK is between between 1.5% and 3.5%, is can go as low as 0.5%.Tranio, which is based in Moscow but has representatives in several European countries, reveals that UK vendors get one of the best deals in the world among the developed property markets, and that in some countries agents charge up to 8% to sell a home.At the top of the commission list is France, where the seller’s commission varies between 4.5% and 8% followed by Croatia where commissions begin at 3% and top out at 8%.In Italy its between 2% and 7% while in Montenegro it is between 3% and 6%A five percent commission rate is the most common and is charged by Hungarian, Swiss, Thai, US, Finland Czech, Spanish and Greek estate agents.Saturated marketsIn the UK, Tranio quotes London agent Dmitry Zakirov from LonGrad, who says that competitive and “saturated” markets are increasingly seeing fees dropped to half a percent. He says the norm in the UK remains at between 1.5% and 2%, “aggressive agencies such as Foxtons have higher fees of between 2.5% and 3%”.One big difference between all the countries is how much VAT is charged by their governments, and some make the UK’s 20% rate look low. For example, in Hungary it’s 27% followed by 25% in Croatia and 24% in Finland and Greece.sales commissions tranio estate agent commissions October 30, 2017Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021last_img read more

John Harvard ‘speaks’

first_img <a href=”” rel=”nofollow” target=”_blank”> <img src=”” alt=”0″ title=”How To Choose The Correct Channel Type For Your Video Content ” /> </a> This week, the John Harvard Statue comes alive.Don’t be alarmed if you amble past the famed bronze sculpture after dark and it speaks to you. It’s supposed to.For the next week, Daniel Chester French’s iconic work will be animated by the faces, voices, and gestures of Harvard students as part of “John Harvard Projection,” a video installation created by artist and Harvard Graduate School of Design (GSD) Professor Krzysztof Wodiczko.“The sculpture is already a student,” said Wodiczko, who added that projecting images of current students onto the statue will entertain, create conversation, and refresh the statue as a work of art of many voices. “In this way,” he said, “the statue can be a kind of vehicle for creating some sort of community.”’John Harvard Projection’ A behind the scenes look at the “John Harvard Projection” created by Harvard Graduate School of Design Professor Krzysztof Wodiczko. The video installation uses the images, voices, and gestures of Harvard students to animate the John Harvard Statue. Born in Poland during the 1943 Warsaw ghetto uprising, Wodiczko uses large-scale projections on monuments and public facades to engage challenging social issues and often a lend voice to those who are unable or reluctant to speak. His 2012 animation of the Abraham Lincoln statue in New York City’s Union Square offered veterans and their families the chance to discuss the trauma of war. In 1998, he illuminated Boston’s Bunker Hill Monument with the images and voices of mothers whose children had been murdered. Other projects have involved immigrants and homeless men and women.At Harvard, the artist wanted to offer students from across the University ­— some of whom might want their voices to be heard more ­­­— the chance to express themselves. He encouraged them to discuss their undergraduate or graduate experiences. Many also chose to speak about their lives before Cambridge, or their post-graduation plans, hopes, and dreams.Krzysztof Wodiczko. Stephanie Mitchell/Harvard Staff PhotographerTheir years at Harvard represent “the present time in which the past and the future dwell,” said Wodiczko, “from which one becomes a new person.”Tiffany Agard ’15 welcomed the chance to briefly become part of one of the world’s most-photographed statues.“You representing John Harvard, and John Harvard representing you is a very powerful statement for owning your place on this campus and for really affirming your spot and your presence here,” she said. “I think it also provides an incredible platform for discussion.”To create the work, Wodiczko and his team, including GSD students and members of the Boston-based design firm Materials & Methods, first captured the students on film and took a 3-D scan of the statue. Using special software, they transformed the videos into a type of pixilated “mesh” image that can wrap around the sculpture’s face and hands. The final result brings the statue to life with the voices and faces from Harvard’s student body.The Harvard University Committee on the Arts commissioned Wodiczko to create a high-profile public art installation this spring as part of its ongoing commitment to incorporating art more fully into University life. It’s a project with students at its core. Wodiczko began discussing the idea last fall in his seminar “Art, Design, and the Public Domain,” recalled GSD student Scott Valentine, who worked closely with the artist on the installation.“We were seeing how we could intervene with the statue on some level, because it does have this prescribed and cultural history here on campus. But we really wanted to think about how we could update it,” said Valentine. “What better way to reanimate the statue than with the current student body?”Students first met with the artist, who discussed his previous projection works and the idea behind the John Harvard piece. But he offered little in the way of direction. Instead, Wodiczko encouraged the students to “think about what it is that ought to be said in public that is not discussed enough in public.”Next, the students signed up to be videotaped discussing their thoughts. Hope, anxiety, a desire to be successful, the urge to make a difference, and the importance of connecting with others emerged as recurring themes from the roughly 30 interviews.Senior Aticus Peterson spoke about the “amazing people” he regularly meets at Harvard. He also expressed his frustration with those who don’t acknowledge their own vulnerabilities or weaknesses.“One of the things we are really good at is putting on a face,” he said, “and acting like we’re doing well, acting like we’re successful.” Peterson said some of his most valuable Harvard connections have come “when both people are wiling to admit things they are struggling with or to admit that vulnerability.”Gerald Jean-Baptiste, a student in the arts in education program at the Harvard Graduate School of Education (HGSE) and the son of Haitian immigrants, discussed feeling isolated on campus because of a lack “of people who look like me.”“If I am John Harvard in the statue, if I am knowledge, if I am representing knowledge,” he said, “there is none of me here.”Sophomore Kristen Shim, whose grandparents immigrated to the United States in the 1970s from South Korea, talked about how being at Harvard meant being part of the American dream. She also described the challenge of really getting to know people, and her decision to reach out to others who might feel the same.The approximately half-hour videotaped sessions required precise preparations. Volunteers wore black shirts and sat with their hands and heads arranged in the same position as the seated John Harvard, to ensure that their images would map perfectly to his. Their heads were kept in place with a small brace; they could gesture, but they had to return their hands to the same position after each motion.During the sessions, Wodiczko would occasionally prompt the students, asking them to expand on something they had said, but they were free to respond however they pleased.The artist called the projection “an interruption and provocation and inspiration. … Not too harsh, not too tough, maybe a little comical, maybe a little entertaining, but still thought-provoking.”Speaking of Harvard’s motto, the Latin word for truth, he said, “What is veritas? What veritas? Whose veritas?” Wodiczko hopes that the installation will create conversation, and that people “might talk about this behind the scenes.”Peterson said he thinks the project can help contribute to a dialogue about the Harvard student experience.“Harvard as a whole is made up of lots of individual people with lots of individual experiences who struggle with different things and who are good at different things,” said Peterson. “What I like about this project is that it breaks it down and lets you have a kind of bottom-up view.”The “John Harvard Projection” will be on view April 20-27. It will be visible after dark.last_img read more

New tritium reading at Vermont Yankee not a new leak

first_imgRegardless of the questions raised by the Cs-137 findings, these soil samples confirm that this was an area of significant leakage of contaminated water into the environment. The samples also provide important information about the extent of contamination in the soil. In particular, they show that radioactive metals Mn-54, Co-60, Zn-65 and Cs-137 appear to have migrated at least four feet from the leakage pathway in the soil. These soils may be remediated by Vermont Yankee by excavation and disposal as radioactive waste. Water sample results, for example from groundwater monitoring wells GZ-10 and GZ-15, indicate the metals have not migrated 10 to 20 feet from the leakage pathway point of entry into the soil. The Department of Health will continue to analyze all samples for these radioactive metals and hard-to-detect radioactive materials like strontium-90, another fission product. As the extraction well pumping continues, Vermont Yankee technicians continue to sample for tritium via the monitoring wells. According to Vermont Yankee, a recent positive reading for tritium in one of the deep (70 feet) overburden wells was mischaracterized in news reports as a new source of tritium. It is not. The groundwater monitoring data shows that the flow of groundwater is east/northeast with a slight downward gradient. With the leakage stopped, the down-gradient soils and well readings had not reached an equilibrium. Therefore, slightly elevated levels to the east/northeast are due to the residual tritiated groundwater flow in that direction.  Since the leakage was stopped, the monitoring wells near plant equipment show a definite downward trend in tritium concentration.  The overall flow gradient in the bedrock is upward and there has been no tritium detected in any drinking water wells or in the river.Contrary to a headline in a local newspaper and several media reports, Entergy Vermont Yankee has not organized nor is Entergy participating in a closed, tritium-related meeting on April 14 between the Nuclear Regulatory Commission and state officials from Vermont, New Hampshire and Massachusetts.The pumping of groundwater from the extraction well continues and preparations are underway to drill another extraction well to increase the flow rate into surface containers. The water will be processed and made ready for re-use in the plant.In information provided by the Vermont Department of Health and available on its Web site, another finding of interest at the excavation site is cesium-137. This radioactive material is called a fission product. It does not exist naturally. It is only produced as a result of nuclear reactions, primarily from nuclear reactor fuel fissioning, from major nuclear reactor accidents including Chernobyl in 1986, or from nuclear weapons fallout. Cs-137 is commonly found in soils, sediment and some vegetation. Concentrations are usually around 100 picocuries per kilogram (pCi/kg), and Cs-137 is usually only found at the earth’s surface, not deep underground. Given the Cs-137 in these soil samples have been found 15 feet below the ground surface, it is assumed the Cs-137 comes from the Vermont Yankee leakage. Given also that the concentration of Cs-137 in the soil samples are three to 12 times the concentration expected from Chernobyl or nuclear weapons fallout, it again appears likely the Cs-137 comes from Vermont Yankee reactor related sources. The same is true of strontium-90 (Sr-90), which has not yet been detected in any soils, sediment or water.However, Vermont Yankee officials have said that water from the systems that leaked into the AOG pipe tunnel are not contaminated with Cs-137. They have said that Vermont Yankee reactor process water and condensate have not indicated Cs-137 content for many years, not since the plant had minor fuel rod leakage in the late 1970s and early 1980s when many plants had similar problems with “pin-hole” leaks in fuel rods. Given these points, it may be that the Cs-137 found in the soil samples came from surface contamination within the AOG pipe tunnel. This surface contamination may have been washed from the AOG pipe tunnel walls, floor and piping surfaces by the leaking steam and water from the damaged AOG hydrogen recombiner steam trap drain lines.The Health Department has asked Vermont Yankee to sample and analyze the debris in the AOG pipe tunnel to see if it contains Cs-137, and to provide samples to the Health Department for independent confirmation. Source: Entergy Vermont Yankee. Vermont Department of Health. March 30, 2010.last_img read more

$4.26 million NIH grant funds UVM study of lung transplant option

first_imgLung specialists face numerous challenges in conjunction with treating patients with end-stage lung disease, many of whose only hope is lung transplantation, a solution saddled with risks, including a high rate of rejection. Thanks to a late-arriving, $4.26 million Recovery Act grant – part of the limited National Institutes of Health (NIH) Director’s Opportunity for Research funding competition – University of Vermont (UVM) physician-scientist Daniel Weiss, MD, PhD, and colleagues will be able to vigorously examine a novel approach to growing new lungs for patients lacking other treatment options.Among the diseases most commonly requiring a lung transplant is Chronic Obstructive Pulmonary Disorder (COPD) – a deadly combination of chronic bronchitis and emphysema – which is currently the fourth leading cause of death, with more than 12 million people diagnosed with the disease in the U.S. In addition, idiopathic pulmonary fibrosis, which affects about 128,000 people in the U.S., and cystic fibrosis, an inherited disease affecting the lungs and digestive system that is diagnosed in about 1,000 people annually, often lead to a need for lung transplantation.Weiss’s study, which he describes as “science fiction coming to life,” focuses on the idea of using the scaffold – or framework – of lungs from human cadavers to engineer new lungs for patients with end-stage disease. The concept involves stripping the cells out of the cadaveric lungs – called decellularizing – and then replacing or recellularizing the cadaveric lungs with a patient’s own stem cells. Stem cells, which are mostly found in the bone marrow, can turn into different types of blood cells, but have also been shown to become tissue cells in a wide variety of organs including the lungs. The process of removing stem cells from one’s own blood or bone marrow is called an autologous transplant. Prior research conducted by Weiss and colleagues has tested this process in an animal model.Researchers at UVM will be collaborating with investigators at Boston University, University of Connecticut, Tufts University, and Arizona State University to perform this study. The three-year award will support three new positions at UVM, as well as the purchase of new equipment.“This grant brings out some of the best collaborative opportunities UVM has to offer,” says Weiss, who is an associate professor of medicine at UVM, a pulmonologist at Fletcher Allen and researcher in the Vermont Lung Center.In addition to Weiss, co-investigators on the study include Gilman Allen, M.D., UVM assistant professor of medicine; Jason Bates, Ph.D., UVM professor of medicine; Albert van der Vliet, professor of pathology; Jeffrey Spees, Ph.D., assistant professor of medicine and director of the UVM College of Medicine’s Stem Cell Core; and former UVM faculty member James Iatridis, Ph.D., who currently serves as professor and director of spine research in the department of orthopaedics at Mount Sinai School of Medicine.Source: UVM. BURLINGTON, Vt. (Friday, October 8, 2010) –                                                                                           ###last_img read more

Airmen Share Ideas, Best Practices in Multi-National Exercise

first_img More than 145 Colorado Air National Guard Airmen took part in the fifth annual Brazilian-led exercise CRUZEX, in Natal, Brazil, from 8 through 18 November. CRUZEX V, or Cruzeiro Do Sul (Southern Cross), is a multinational, combined exercise involving the air forces of Argentina, Brazil, Chile, France and Uruguay and includes more than 82 aircraft and almost 3,000 Airmen. Observers from several other countries were also there. To support the exercise, Air Guardsmen from the 140th Wing at Buckley Field, Colo., deployed to maintain, plan and fly sorties of six F-16 Fighting Falcons alongside their multi-national counterparts. “It has been terrific working with the other forces,” said Brig. Gen. Trulan A. Eyre, the 140th Wg commander and exercise co-director. “We are all working together and we have enjoyed every minute of it.” The two-week exercise focuses on building strong partnerships with airmen from across Latin America and France while ensuring they are prepared to assist the international community as part of UN-type coalition efforts. “It is about partnership building,” General Eyre said. “A unique aspect of the Air National Guard is that we have partnerships all around the world. It is an absolutely fascinating opportunity for the (140th Wg) to expound our horizons a little bit beyond our partners of Slovenia and Jordan and deploy to Brazil.” He said the most important aspect of the deployment is the opportunity for U.S. Airmen to meet others from around the world. “(The airmen from the different countries) have done stuff that we have never done before, and we have done stuff that they have never done before, so we can share those experiences and learn better techniques to accomplish our unique missions,” General Eyre said. “Any time you get to work with coalition partners, it is a great time to learn from them. However, we aren’t down here to teach, although we will when we are called upon to do so. We are down here to learn.” This learning and sharing of ideas built and solidified bonds between the participating countries, opening communication channels that didn’t exist before, General Eyre said. “We now have personal contacts with the participating countries,” he said. “If another partner country is in need, we now have face-to-face contacts with (representatives) from these countries, people who we may ask for help or who may ask us for help. We now have the type of partnership that whatever is needed, we will be there to support each other.” The general also expressed his gratitude that 140th Wg Airmen were able participate in the exercise. “The host-nation hospitality has been wonderful,” he said. “We appreciate being asked to participate in this exercise, and we would very much like to participate in future exercises.” By Dialogo November 22, 2010last_img read more

Do you believe in miracles?

first_imgFebruary 22 marked the 35th anniversary of the famous “Miracle on Ice” ice hockey game between the U.S.A. and U.S.S.R. at the 1980 Winter Olympics, sparking a wide range of commemorations.But credit unions were making miracles of their own in 2014 for children in need of hospital care – and they have an opportunity to do so again in 2015.A total of 170 credit unions participating in the 2014 Miracle Match by CO-OP program raised a record $3.1 million for Children’s Miracle Network Hospitals, $1 million of which was matching funds provided by CO-OP Financial Services.Credit unions interested in applying for matching grants in 2015 under the Miracle Match by CO-OP program may do so by visiting milestones of the 2014 matching program include:190 fundraising events were matching by CO-OP;This total includes 34 Shop for Miracles events, held on International Credit Union Day, October 16, 2014, raising more than $84,000;170 credit unions participated in the program;For 69 of these credit unions, it was their first year of participation;– See more at: continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Should feature overload really be a concern with mobile banking?

first_imgThere’s an old saying that says “There are lies, damn lies and statistics.” I thought of this quote when I read a recent J.D. Power report that shared statistics and conclusions regarding customer satisfaction with banking and credit card providers’ digital offerings.Among the most noteworthy conclusions of this report was this one: “Bank mobile app satisfaction declines as complex features stump consumers.” The report suggested that customers were challenged in completely understanding all mobile banking features but that when they understand them, they are more satisfied.That seems logical. But of course, it would be a big mistake for credit unions to conclude from this report that limiting features to account balances, transfers, bill pay and deposit capture is the  proper course for digital services. The real lesson from this report is that new features should be added judiciously and with simplicity and great user interface features, along with some good promotional and educational content for helping to understand the value of the new features.CU Solutions Group and its subsidiary LifeStep Solutions, LLC have been on a groundbreaking path to create a suite of mobile banking features through the mobile banking plus platform called LifeSteps Wallet. In this feature suite, credit unions’ members can have access to more than just the traditional features delivered through a third-party native mobile app. Members can access the credit union’s auto buying and home buying resources and other financial wellness features including financial education content.When CUSG first launched this product with the first five or six clients, we learned a lot. And our learnings correlate with the J.D. Power article. For instance, we learned that members are not wowed by a bunch of new features if they don’t understand their value. We also learned that the new mobile banking features won’t be used by members unless they are simple and  easy to find and use and unless they are properly marketed.CUSG’s next iteration of LifeSteps Wallet will focus more on enabling the most essential mobile banking feature add-ons, and we will enable credit unions to launch them in one of two ways, either through the mobile banking plus secondary app or by including a bundle of features within the native app in conjunction with the mobile banking provider. Each of the features can also be used a la carte as add-ons vs. a complete pre-packaged bundle. So, if a credit union wants to add a P2P solution, fractional share investing or financial education content, we will enable that in a cost-effective way for all credit unions. But if a complete bundle of features is preferred, the LSW product can accomplish that as well.But getting back to the “why” for a moment…Consider that many of the highest rated bank apps by J.D. Power, like Chase Mobile, have features that most credit unions don’t yet have. And yes, they are simple and easy to use and well marketed. To illustrate this, go to the app store and search or download Chase mobile. Click on the description of the app. Chase Mobile promises to help “manage your accounts, pay bills, pay people, deposit checks, even transfer money safely and securely.” The features also allow for monitoring of credit card activities and the set up of travel notifications for debit and credit cards. Customers can set up account alerts and adjust preferences. They can get updates on credit scores and access the Chase home lending dashboard. Chase customers can send and receive money using Zelle P2P. They can access a reloadable prepaid debit card and send wire transfers.Chase customers also have access to card reward programs, and they can send friends and family a digital gift card and earn statement credits by using Chase offers. There is a savings tool with Chase Autosave. And customers can do stock, bond, mutual fund and ETF trades with the Chase You Invest feature, a fractional share small-dollar investing tool.And of course, the mobile app locates branches and ATMs as well as offers an easy toggle-out capability to talk with a service representative 24/7.That doesn’t sound like Chase is trying to limit its mobile banking features at all.Does your credit union mobile banking app do all of those things? If not, you’re at risk of losing your valuable millennial and more tech-demanding members to these alternative providers like Chase. And by the way, Chase ranked near the top in the J.D. Power customer satisfaction ratings. The real point is this. Consumers value a rich suite of features within the mobile banking app, but they need to be well-explained, provide for a simple user interface and be accompanied by proper push marketing efforts.Conspicuously missing from the J.D. Power Banking Mobile App Satisfaction Study were the consumer ratings of challenger bank apps like Chime. Of course, these fintech disruptors are doing things that banks and credit unions seem reluctant to do. When you go to the app store and read the description for the Chime banking app, you see these brand promises:No hidden bank fees and earn more on your moneyGet your paycheck up to two days early with direct depositGrow your savings automaticallyTrack your spending, link with other bank accounts and save moneyOver 30,000 fee-free ATMsNo minimum balance and no overdraft feesRealtime transaction notificationsSend money to family and friends with Pay FriendsDeposit checksApple Pay when you forget your walletMove money between your other bank accountsChime is a San Francisco–based branchless digital bank that has now surpassed five million FDIC-insured accounts in only five years of operation. It has quadrupled its user base in a single year. They claim to be the largest and fastest-growing challenger bank in terms of accounts and the rate they’re adding them. The company is now valued at $1.5 billion and is venture capital–backed. Other challenger banks like Green Dot, Revolut, Monzo and N26 have all announced plans to launch in the U.S.CU Solutions Group and its subsidiary LifeStep Solutions continue on a path to find great features that help credit unions offer members an integrated P2P solution, fractional share investing  for small-dollar investing, financial education tools that are mobile-friendly, simple resources for checking and improving credit scores and overall financial health, tools for account aggregation, and other features for helping with home and auto financing and maintenance.The next version of LifeSteps Wallet will focus on enabling the most essential mobile banking feature enhancements for credit unions. We also plan to assist credit unions with the initial product launch and marketing strategies through the CUSG Marketing Solutions division.The recent J.D. Power findings emphasize that improperly launched mobile features can negatively affect member satisfaction with the mobile offering. It also stresses that the simplicity of integrated credit card features is appealing, that familiarity with a unique app breeds loyalty and that personalization and curation of content are the next frontier for digital channels.In this last area, the J.D. Power report says, “The bulk of spending and design activity in the banking and credit card online and mobile app space has been focused on creating rich feature sets and improving usability. As the technologies evolve, the focus needs to shift to personalization, creating a curated user experience that delivers both convenience and streamlined usability.”CU Solutions Group and LifeStep Solutions look forward to helping credit unions meet this challenge even as the nation’s largest banks and challenger banks are already well down this path of innovation. The race is on, and credit unions need to invest in well-launched and highly targeted mobile banking feature enhancements in order to compete and stay relevant. 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Dave Adams Dave Adams is  President / Chief Executive Officer of CU Solutions Group. The  CUSG office is located in Livonia, Michigan.Mr. Adams joined the Michigan Credit Union League in August of … Web: Detailslast_img read more

Irish investors make £190m London bid

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PREMIUMLand, forest fires fact of life in seven provinces

first_img Linkedin Topics : Land and forest fires have been a fact of life in seven provinces across Indonesia for decades. But activists warn that new epicenters of forest fires may emerge in addition to the seven provinces.Data from the Modis imaging sensor of the Terra and Aqua satellites compiled by environmental group Auriga Nusantara between 2001 and 2019 show that land and forest fires regularly occurred in seven provinces — Riau, Jambi, South Sumatra, West Kalimantan, South Kalimantan, Central Kalimantan and Papua. These fires were mostly triggered by land clearance using the slash-and-burn technique and by dried up peatland, and exacerbated by dry seasons.Each year, forest fires in Indonesia often started in Riau in January. In the province, fires mostly receded in March, before the second wave came — usually between May and September.Forest fires usually hit West Kalimantan between June and … #ForestFire forest-fires peatland #Peatland environment #environment Facebook Google LOG INDon’t have an account? Register here Log in with your social account Forgot Password ?last_img read more

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